20-Jan

Borrow Money – Personal Loans Your Way

Take control when you need to borrow money with a loan tailored to your needs and circumstances.

We specialise in helping Kiwis get the finance they need on terms that meet their budget. Talk to our team about your finance requirements today.

Borrow Money – You can trust Loansmart

We’ve been in business for over 10 years and helped tens of thousands of Kiwi’s to date  – you could say we’re experts in personal lending.

The majority of our clients come back for another loan when they need another round of financing like upgrading a car, doing a house extension, planning a holiday and more.

Apply online to borrow money, get approved and get the money in your account

So what are you waiting for – apply, and get approved today!

  • Interest rates from as low as 11.95% when you apply online
  • Borrow Money applications processed within hours, often loans can be in your account the same day!
  • No fees for early repayments – no hidden extras.*
  • Different people, different loans. Our helpful staff will tailor your loan to fit your needs
  • No obligation online application form – takes around three minutes to complete

Apply online now

Apply Now

If you’d like to walk through the loan application process with someone over the phone, you can do so by calling one of our friendly and helpful customer service team members on 0800 255 155.

Our Borrow Money loans are easy to apply for – in just a few minutes you’ll be on your way  to consolidate your debts, pay off store and credit cards, organise car repairs, get a new kitchen, or fund your wedding.  Whatever you need, we’ve got you covered.


*We take our responsibilities as a lender very seriously and only loan money to people who are in a position to make repayments without causing any undue financial hardship.  Loansmart are recognised as a trusted lender in the market place.

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We are a NZ registered Financial Service provider – FSP Number 7461 and also a member of Financial Services Complaints Ltd – our FSCL Number is 617.

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