Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara
We Make It Easy
Rates From 8.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Blog and news

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

Quick cash

Grab a Same Day Loan

Need money today? Loansmart can provide Same Day Loans to those in employment and who have regular income paid into their bank account. How quick is the process? Well, our online application form can be completed in as little as 3 minutes and you can fill it out using your phone or tablet.

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Moving Forward

It’s the weekend – Phew

You worked hard all week so now it’s a good time to relax and put your feet up – well before the housework, shopping, and other activities that are guaranteed to tire you out.

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5000 loan from only $55 per week
Personal Loans

$5000 loan from $55 per week

A common loan application we receive is a $5,000 loan request. This is a great amount for consolidating debt, jumping into a new set of wheels, or being cash ready for other large purchases.

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Spring Cleaning Finance
Debt Consolidation

Spring Finance Cleaning

Is it time to tidy up your debt? Spring is the perfect season to get your finances in order and our Spring Finance Cleaning debt

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Fast cash

Personal Loan Finance

Do you need Personal Loan Finance? If you do, work out how much you need and complete our online application form – it only takes about five minutes. Once received, we’ll review it and come back to you with anything else we need. Our online loan application process is so efficient, the funds could be in your account within hours.

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Get A Free Loan Assessment

Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.

Why Loansmart


We say yes more often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your loan approved.

More options tailored for you

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.

Interest rates from 8.95%*

*Subject to credit criteria and the credit profile of the applicant. Rates range from 8.95% - 29.95%.

Longer repayment options

From 6 months to 10 years; up to 5 years for unsecured loans and 10 years for secured loans.

Faster approval process

Provide us with photo ID and access to your bank statements online, and your loan can be approved in just 1 - 2 hours*

Same day payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day. Depending on your bank, you’ll receive cash that day or the next morning.

100% easy, online process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.

Borrow up to $30,000 unsecured and up to $100,000 secured

Borrow between $1,500 to $30,000 without having to provide security. Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.
Get the complete package from a team that genuinely cares, and works hard to provide better options for you. Get Loansmart!