Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara
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We Make It Easy
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Rates From 8.95%*
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We Say Yes More Often

Smarter Loans >>> Faster

Blog and news

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

Car finance

Car Repair Loans

Need a Tune-up? Did you forget to pay your insurance premiums and had a bit of a ding? Or is there a strange ticking noise

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Fast Cash Loans

Weekend Loans

Finance this weekend The weekend is here!  Don’t let a lack of cash hold you back from making the most of it. What are your

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Emergency Loans

Bond Loans

Secure your next rental with a Bond Loan from Loansmart! So you’ve found the perfect place to move into but don’t have enough to pay

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24 Hour Loans

24/7 Loans

Open 24 Hours, 7 Days A Week Flights for that well-deserved holiday on special? Need to get your debts consolidated urgently? Decided to plan a

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Tiny Homes Loans

Tiny Home Loans

Loansmart specialises in Tiny Home Loans, so you can count on us to help you get your Tiny Home Finance sorted faster. Tiny Homes have

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Get A Free Loan Assessment

Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.

Why Loansmart

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We Say Yes More Often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your personal loan approved.
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More Options Tailored For You

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.
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Interest Rates From 8.95%*

Our competitive personal loan rates range from 8.95% - 29.95%. *Subject to credit criteria and the credit profile of the applicant.
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Longer Repayment Options

From 6 months to 10 years; up to 5 years for unsecured personal loans and 10 years for secured personal loans.
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Faster Approval Process

Provide us with photo ID and access to your bank statements online, and your personal loan application could be approved in just 1 - 2 hours*
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Same Day Payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day. Depending on your bank, you’ll receive cash that day or the next morning.
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100% Easy, Online Process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.
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Borrow Up To $30,000 Unsecured & Up To $100,000 Secured

Borrow between $1,500 to $30,000 without having to provide security. Personal Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.
Get the complete package from a team that genuinely cares, and works hard to provide better loan options for you. Get Loansmart!