Loan Smart By Loansmart
Step up to smarter borrowing with Loansmart.

At Loansmart, we’re more than just a loan company – we’re your guide to intelligent borrowing. Our team goes above and beyond to find smart solutions tailored to your goals. Our mission is to empower you with the knowledge and resources you need to make informed, smart loan choices.

Explore our user-friendly guides and if you need further assistance, we’re just a phone call away. Because it’s not just about getting a loan, it’s about being loan smart. 

Smarter Loans >>> Faster

Become Money Smart With Loansmart

What you’ll learn

Discover the factors that influence your credit score, and unlock actionable tips on how to improve it. Packed with practical and straightforward advice, this guide will help you take control of your financial health so you’re in peak performance!

What you’ll learn

When it comes to borrowing, you have lots of choices. But the differences between loans and lenders can be huge. Fees, interest rates, customer service, terms – they’re all important.  We’ve got checklists, tips, and guides to help you pick the right lender.

What you’ll learn

Get expert tips on tackling debt. Reduce your interest costs, repayments, and build a cushion. Learn how other successful borrowers have transformed their finances and made debt manageable.

What you’ll learn

Get the latest stats on credit health in NZ including demand for loans and personal loan defaults. Loansmarts shares their statistics and insights on what is happening in the world of personal lending. 

What you’ll learn

Master the art of stretching your dollars with our expert tips on saving and spending wisely. Discover practical insights that can help you manage your money better.

Tools and Calculators

What you’ll learn

Here are some quick and easy calculators to see how much you could save if you consolidated your loans and how much you might owe if you took out a new loan.