At Loansmart, we’re more than just a loan company – we’re your guide to intelligent borrowing. Our team goes above and beyond to find smart solutions tailored to your goals. Our mission is to empower you with the knowledge and resources you need to make informed, smart loan choices.
Explore our user-friendly guides and if you need further assistance, we’re just a phone call away. Because it’s not just about getting a loan, it’s about being loan smart.
Smarter Loans >>> Faster
Become Money Smart With Loansmart
What you’ll learn
Discover the factors that influence your credit score, and unlock actionable tips on how to improve it. Packed with practical and straightforward advice, this guide will help you take control of your financial health so you’re in peak performance!
Resources
- How To Get Debt Down Faster Without Sacrificing Your Lifestyle – A Checklist
- Emergency Fund 101: How Much Should You Really Have?
- Spot & Stop “Vampire Appliances” to Shrink Your Winter Bills
- How to Boost Your Credit Score in New Zealand — Fast
- Simple Budgeting Tricks Kiwis Swear By
- Get Your Finances Sorted For The Festive Season
What you’ll learn
When it comes to borrowing, you have lots of choices. But the differences between loans and lenders can be huge. Fees, interest rates, customer service, terms – they’re all important. We’ve got checklists, tips, and guides to help you pick the right lender.
Resources
- The Hidden Benefits of Quick Cash Loans in Tough Situations
- How to Choose a Loan Provider
- How Debt Consolidation Loans Can Simplify Your Life
- Credit Cards vs Personal Loans: What’s Cheaper in the Long Run?
- Renovating on a Budget: How a Home Improvement Loan Can Help
- How to Choose the Right Lender - A Borrower's Checklist
What you’ll learn
Get the latest stats on credit health in NZ including demand for loans and personal loan defaults. Loansmarts shares their statistics and insights on what is happening in the world of personal lending.
Resources
- Loan Arrears Still a Big Concern for Kiwi Households
- Mortgage Arrears Hit 8-year High As Kiwis Seek Faster, Smarter Financial Solutions
- OCR Drops Not Enough To Give Borrowers Relief – Arrears On The Rise
- More Kiwis Falling Behind On Car Loan Repayments
- It’s About To Get Easier To Borrow Money
- Increased Unsecured Loan Limit Great News For Borrowers
What you’ll learn
Real people, real journeys. Discover how others have used Loansmart to tackle debt, fund big plans, or get back on track. These stories are honest, helpful, and packed with lessons you can use in your own money journey. See how they did it.
Tools and Calculators
What you’ll learn
Here are some quick and easy calculators to see how much you could save if you consolidated your loans and how much you might owe if you took out a new loan.
