Quick fast and affordable loans! Loansmart explained everything perfectly and made the experience stress free!”

- Tamara
We Make It Easy
Rates From 8.95%*
We Say Yes More Often

Smarter Loans >>> Faster

Blog and news

Stay tuned with the latest news, offers and tips from our passionate team of Personal Loan Consultants. Want to know something we haven’t already written about? Let us know and we’ll blog about it!

Apply and Win in Dec 2020

Xmas 2020 Promo

Apply and Win in Dec 2020 – Be in to win today – How about some extra icing on the cake this month. Apply, and get approved for a personal loan and be in the draw to win a $1,000 Prezzy Card.

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Special Occasions

24 sleeps til Christmas

What Happened, there are only 24 more sleeps until Christmas – where did 2020 go? 24, a good number that, so you’ve still got plenty of time to organise your shopping.
Have you been thinking about any big-ticket items for a loved one? Here are a few her/his ideas:

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Urgent Loans
Fast cash

Urgent Loans

Something Up? Urgent Loans for Sorting Stuff Stuff happens all right so that’s why we provide urgent loans to help sort matters. Use our urgent

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Small Business Loans

Thinking of starting your own business or need a cash injection in your existing business.  Our small business loans are easy to apply for online with an answer normally within 24 hours. Small business loans from $5,000 to $30,000 and for that more expensive equipment and funding purposes up to $100,000.

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Couple stresses over multiple bills, considering debt consolidation loan

Get a Debt Consolidation Loan

Do you feel like your debts are endlessly piling up? Credit card payments, bills, car payments, and other loans can take a heavy toll on anybody’s pocketbook. With so many outstanding lines of credit, you may find it difficult to budget, keep track of what you owe, and make your payments on time.

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Quick cash

$5,000 from only $55 per week

Look at that, it’s only five weeks to Christmas – where did 2020 go? You’ve still got plenty of time before Xmas gets here, so why not sort some finance now so you can go shopping early and avoid the panic in the malls.

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Debt Free Tips
Debt Consolidation

Debt Free Tips

One of the best debt free tips to clear up your overall debt is with a debt consolidation loan, one of our primary services. Our debt consolidation loans are specifically designed to get your debts in line, up to $30,000 where you roll it all into one easy to manage payment. Apply online, get sorted, and be on your way to becoming debt-free.

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Get A Free Loan Assessment

Loansmart is a highly reputable finance company that’s been lending since 2008. Our experienced lending specialists work hard to get you the best deal. Benefit from fairer terms, fees, interest rates and a team that cares.

Why Loansmart


We say yes more often

Applied elsewhere but been declined? Loansmart provides more options than other lenders. With more options, you have more chances of getting your loan approved.

More options tailored for you

Pay down debt faster and more affordably with lower fees and interest rates. Don’t pay more than you need to and get more options.

Interest rates from 8.95%*

*Subject to credit criteria and the credit profile of the applicant. Rates range from 8.95% - 29.95%.

Longer repayment options

From 6 months to 10 years; up to 5 years for unsecured loans and 10 years for secured loans.

Faster approval process

Provide us with photo ID and access to your bank statements online, and your loan can be approved in just 1 - 2 hours*

Same day payment*

If you e-sign your loan documents by 3pm on a business day, we’ll deposit funds in your account the same day. Depending on your bank, you’ll receive cash that day or the next morning.

100% easy, online process

No need to print, scan or upload statements. We simply send you a secure link that authorises us to view your statements online.

Borrow up to $30,000 unsecured and up to $100,000 secured

Borrow between $1,500 to $30,000 without having to provide security. Loans of up to $100,000 can be secured using a caveat or second mortgage. We can also use vehicles as security, so long as they’re in good condition.
Get the complete package from a team that genuinely cares, and works hard to provide better options for you. Get Loansmart!