Always Open – Apply Online

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We're Open 24/7

We’re Open 24/7

That’s right, we’re open 24 hours every day, all day, seven days a week.

So anytime you need to apply for finance we’re here for you.

Our online loan application takes less than five minutes.

Apply Now

We specialise in helping Kiwis get the finance they need on terms that meet their budget.

Apply online here, for your finance requirements today.

  • Debt consolidation (our specialty)
  • New vehicle – car, motorcycle, scooter – or other transport
  • Home Improvement and DIY jobs around the home
  • Holiday, honeymoon or wedding coming up
  • Emergency loans, dental/vet bills
  • Funeral expenses, when you have to contribute
  • Education finance for better employment opportunities
  • Moving home loans, movers, bond and weeks in advance
  • None of our business loans…
We're Open 24/7
We’re Open 24/7

You can trust Loansmart

We’ve been in business for over 10 years and helped tens of thousands of Kiwi’s to date  – you could definitely say we’re experts in personal lending.*

The majority of our clients come back for another loan when they need another round of financing like upgrading a car, doing a house extension, planning a holiday and more.

*We take our responsibilities as a lender very seriously and only loan money to people who are in a position to make repayments without causing any undue financial hardship.  Loansmart are recognised as a trusted lender in the market place.